New and Used Car Financing

Guaranteed Financing – Everyone is Approved!

In search of guaranteed auto financing or used car dealerships that finance? You’ve come to the right place! Since we own the bank at Ole Ben Franklin Motors of Alcoa, we offer competitive financing rates and terms on our great selection of new and especially used trucks, cars, and SUVs. We can help you determine which vehicle is best for your budget and even help get you approved for a car loan in Alcoa, TN. We also offer in-house financing for used cars! So whether you buy a new or pre-owned option, you can rely on our team for leasing and financing. We hope to be your Alcoa-area resource for all things auto.

In-House Used Car Financing

Is a used car more your speed? There’s no need to worry thanks to our in-house used car financing options. Our team will walk you through the ins and outs of pre-owned financing and answer any questions you may have. Used car financing at a dealership is pretty similar to new car financing, but we’ll make sure to let you know all of the nuances so you can get the best possible car loan rates available!

Should I Lease or Finance My Next Car?

If you’re searching for information about car loans in Alcoa, TN, you might also be in the middle of determining whether leasing or financing best suits your financial needs. Mitsubishi financing can be a great choice for Lenoir City drivers who know what vehicle the plan to drive for the next several years, but leasing is also a more flexible option that often offers lower monthly payments!

• Benefits of Leasing: When you lease a vehicle, you’re essentially renting it for a few years at a time. Leasing is convenient because most service is covered under your warranty! You will want to keep in mind that you’ll need to adhere to mileage limits, though. However, if you like to access the latest and greatest new vehicle features every few years, leasing is a smart and flexible choice.
• Benefits of Financing: When you finance a vehicle, you’ll own it after you finish paying off your loan. This means that you can customize it to your liking, drive it as much as you want without limits, and even sell it in the future when you need another vehicle.

Not sure if you should opt for a lease or a loan for your Alcoa drive? Our finance team is happy to answer any questions you have about either option so you can make an educated decision!

Rely on Our Team for Used Car Financing

Our finance experts are here to guide you through the financing process and help you get into your next vehicle. Contact Ole Ben Franklin Motors of Alcoa’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online. Whether you have questions about used car dealership that finance or need help deciding between leasing or financing, we’re here to help!