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Guaranteed Car Finance Made Easy

Guaranteed car financing is a type of offer that usually comes without a credit check which can be a good option for those who have been turned away before by lenders. If you’re curious about a guaranteed car financing near Alcoa, then let Ole Ben Franklin Motors of Alcoa help you with every step in the process.

What is Guaranteed Car Financing?

Guaranteed auto loans are ideal for those with poor credit or not history at all as these types of loans don’t require a credit check. This is both a blessing and a curse, as a higher credit score can lead to a lower monthly payment, but this type of loan is a great way to build up your credit score. A guaranteed auto loan dealer will rely on your income to determine the loan you qualify for, which includes the limits.

There are downsides to guaranteed car finance that come from high risk personal loans, and as a result dealers and lenders that offer guaranteed car loans will often have stringent requirements. Guarantee car finance dealers will usually require at least some of the following:

  • Pre-tax income of at least $1,500 a month
  • Proof of driver’s license
  • Proof of insurance
  • Proof of income
  • Personal references
  • A down payment of 10% of the vehicle’s value

Finding Guaranteed Car Financing

Wondering where you can find guaranteed car financing near Alcoa? Then Ole Ben Franklin Motors of Alcoa is here to help. Our financial department is here to help you with everything that you might need to do to leave with a new or used car. While you can find online lenders with flexibility, our experts in the financing department will be able to help you better understand and arrange the loan package that fits your needs.

Whether you’re trying to find guaranteed car financing near Lenoir City or online, it is always important to remember to visit a dealer to see their inventory in person and to get a feel for the car.

Guaranteed Car Financing Benefits

Guaranteed auto loans are ideal for those who cannot secure financing through other methods, or have been rejected by other lenders, and often the best way to get better credit is to work through bad credit first. That’s why it’s important to not only use helpful tips to increase your credit score, but also to take advantage of some benefits that other loan types do not offer.

  • Mobility: Without a car of your own, everything in life can take longer. Social life, work commutes, leisure, and errands all suffer. A guaranteed car financing offer can take less than 24 hours for approval, so you can drive away with a new car the next day.
  • Credit Restoration: Paying on-time monthly payments on a guaranteed car financing loan can quickly build up your credit score or repair damage to it.
  • Cash Buying: When you use a guaranteed car loan, you become a cash buyer which gives you leverage over price during negotiations with a dealer.

Ole Ben Franklin Motors of Alcoa is Here To Help You

If you’re looking for guaranteed car financing near Sevierville, or simply have questions about the process, the staff of our financial department are always ready to help. You can call them today, or come in and speak in person with any one of our experts. The next step is to browse the new and used car inventory to see what you’re going to be driving off the lot in.

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(865) 980-8216

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911 Louisville Road • Alcoa, TN 37701

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Ole Ben Franklin Motors of Alcoa 35.7731939, -83.9945617.